Consultancy
Re structuring and Funding for Acquisitions, MBOs, MBIs, BIMBOs and all other types of Corporate Finance Transactions
With our corporate finance experience we are well able to provide advice on funding streams to cover:-
- Transaction Price Debt Funding
- Working Capital Facilities
- Deferred Consideration Elements
- Unsecured Cash Flow Loans
- Loan Guarantee Scheme
- Mezzanine Finance
We are also able to advise on suitable levels of transactional gearing and firms to provide the usual financial and legal due diligence
Commercial Loans
Experienced in structuring investor, owner occupied and portfolio applications, in depth knowledge of all lending criteria
- borrowing facilities of up to 75% of purchase price/valuation
- up to 100% can be arranged with additional security
- rates form 2.5% over bank base rate
- interest only periods for residential and commercial investment properties
- loan terms of up to 30 years
- access to all UK lenders
- gross rental income to cover interest costs by minimum of 125%
Bridging Finance
Bridging finance is a short term solution secured against property or land. Bridging Finance is quick and straight forward, and can be used in many instances.
We can normally arrange the following:-
- up to 100% finance available (additional security may be required)
- interest rates form just 0.65% per month
- no up-front fees
- maximum terms up to 18 months
- deals can be arranged very quickly, normally within 7 working days
- simple application process
Why use Bridging Finance
- Refurbishment
- Development
- Auction Purchase
- Chain Breaking
- Cash Flow
Development Finance
We have significant experience of dealing with property developers and funding institutions alike. Lenders appetite for providing development finance has been reducing, however with access to specialist development finance lenders, we are able to provide solutions.
- Loans up to 65% of gross development value
- Build costs up to 100% of all expenditure
- interest rates from 7.5% per annum and arrangement fees of 1.5%
- 1-24 month term of loan
- Experienced developers preferred but not essential
- Planning gains fundable in strong cases
- Re-finance for semi-completed developments
Cash Flow Finance / Working Capital Facilities
Does your business have capital tied up in stock and debtors we could help turn these assets into cash – increasing your working capital, without slowing growth.
Factoring is one of the two main types of Invoice Finance. It allows you to access the money you’re owed, via a flexible funding and collections service which releases up to 90% of the cash tied up in outstanding invoices.
- Release cash quickly – access up to 90% of the cash that’s locked in your business invoices within 24 hours
- Have working capital on hand – access cash that will help you make the decisions that can grow your business
- Enjoy greater flexibility – your funding grows with your turnover, the more you invoice the more cash becomes available
- Cost effective – and straightforward way to improve your working capital
- Flexibility – usually more adaptable than fixed borrowing, and can help you cope with cash flow fluctuations
- Nil contract periods available
- Confidential Facilities available
Asset Finance
A clever way to finance key business assets
Investing in capital assets allows businesses to grow. But it can be a significant drain on your company's working capital. Asset Finance can help.
It’s prudent- you avoid paying cash outright for key growth assets. You can ease your cash flow through regular payments over an agreed period.
Funding is available for key growth assets, such as:
- New and used vehicles (including buses and coaches)
- Printing machinery
- Construction equipment
- Engineering machinery
- Office equipment
- Medical equipment
- Farm equipment
- Other assets including aeroplanes and boats considered
Equity Funding
We have access to business angels, private equity investors and peer to peer lenders who may be willing to provide funding for equity share in the target business. All circumstances are treated on their individual merits but fundamental criteria are a sound business plan, historic accounts to prove operating viability, robust financial forecasts and CVs of the key members of management.
